In your journey towards buying a house or refinancing your mortgage, Powell Valley Mortgage emerges as your local mortgage partner. Experience personalized assistance shaped around your mortgage needs and support at each phase of the loan process. A locally owned mortgage company, we have an understanding of our local homebuying markets empowering you through the homebuying process.
Typically featuring better rates, terms and/or lower fees than other mortgage loan types. The most common Conventional mortgage loans are fixed rate mortgages and adjustable-rate mortgage loans.
Manufactured homes are an affordable option for prospective homeowners offering flexibility without compromising on quality.
Whether opting to renovate your existing home to better fit your needs or choosing to purchase a fixer-upper, work with a dedicated renovation financing team with a record of renovation knowledge, experience and reputation.
A reverse mortgage is available to homeowners who have built up considerable home equity and are 62+ years old.
Purchasing a home is a significant investment. Our easy-to-use mortgage calculators allow you to estimate your payment so you stay comfortably within your budget*
FHA mortgage loans offer a low-down payment and flexible guidelines for prospective homebuyers. An FHA loan is insured by the Federal Housing Administration.
If you're looking to purchase a home in a rural area, you might be eligible for a USDA loan. These loans often feature no down payment and lower mortgage insurance costs.
Military service members have unique mortgage needs. A VA loan is guaranteed by the U.S. Department of Veterans Affairs (VA) and available to most U.S. service members.
Begin your path towards homeownership with our online application.
The homebuying process can be overwhelming. Our blog offers a bite-sized approach at educating you through the homebuying and refinancing process.
Reach out to our team of local mortgage loan officers and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - contact our team today.
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*Not a commitment to lend. Calculation estimates are hypothetical and intended for educational purposes only. Additional fees and costs, such as taxes and insurance, may not be included and may be different based on the loan program. Actual payment obligation may be higher. Loan programs, interest rates, loan terms and conditions are subject to change and may vary based on market conditions and individual circumstances. If refinancing an existing loan, the total finance charges may be higher over the life of the loan. For more information, please consult with one of our licensed loan officers.
